Bicycle accident and personal injury. Have you injuries in a bicycle accident? And was a car, moped, scooter, or motorcycle (motor vehicle) involved? Then you are almost always entitled to compensation. Even if the accident was your own fault!
Want to know if you're eligible for compensation? Don't hesitate to contact us now for a free consultation.
We'll immediately tell you what your rights are and what your best course of action is. It's free. Afterward, you can decide for yourself what to do with our advice.
And are you asking us to help you with your compensation? Then we guarantee that our assistance 100% FREE OF CHARGE . Because our costs must also be paid by the opposing party. Separate from your own compensation, and even though the bicycle accident may have been (also) your own fault. Much safer that way, right?
Here you will find everything about a bicycle accident with injuries and damage
Bicycle accident and personal injury
Injury to cyclists
Financial consequences as well as medical consequences
Compensation after a bicycle accident resulting in injury
injury claims after a bicycle accident are not “claim behavior”
Personal
Bicycle accident and the percentage of liability
Scale showing when and how much liability
No compensation only in cases of “force majeure”
Bicycle accident and engaging a personal injury firm
Always free assistance for personal injury claims
Written guarantee of free assistance
In any case, ask for no-obligation advice after a bicycle accident resulting in injury!
Bicycle accident and personal injury
A bicycle accident and personal injury is not a good combination. As a cyclist , you run a high risk of sustaining personal injury due to a bicycle accident.
A cyclist is significantly more vulnerable in traffic than a car driver, motorcyclist, or moped rider. You are not physically protected, while motor vehicles often travel relatively fast. As a result, a bicycle accident has a greater impact on you as a cyclist than on a car driver. A cyclist is simply more likely to sustain injuries in an accident than, for example, a car driver.
For this reason, cyclists in the Netherlands enjoy “extra legal protection” compared to motorized traffic. The driver of the motor vehicle will almost always be liable for your personal injury damages. At least for 50%. A cyclist under the age of 14 will, in any case, always receive 100% compensation for their personal injury damages! This is stated in Article 185 of the Road Traffic Act (WVW) , and below we explain how that works.
Always ask for advice. It's completely free and without obligation. We can immediately tell you what your rights are and what your best course of action should be. You can then decide for yourself what to do with our advice.
We are the leading personal injury firm in the Netherlands. If you wish, we will assist you in claiming compensation after your bicycle accident. And this will cost you NOTHING. After all, our costs must also be reimbursed by the opposing party. Separate and distinct from your own compensation.
Injuries to cyclists
As a cyclist, you're more likely to sustain injuries than, for example, a car driver. The injury can also quickly have serious consequences for you, both medically and financially. So what then?
The most common injuries after a bicycle accident are:
-
- Bruises and sprains
- Injuries to body and limbs
- Bruised or broken ribs or vertebrae
- Neck injury and whiplash
- Knee fracture
- Elbow fracture
- Fractures of the hand and fingers
- Leg fractures
- Back pain
- Hip or pelvis fracture
- Concussion
- Brain injury
In addition to medical consequences, bicycle accidents often also have financial consequences
Medical consequences of a bicycle accident almost always also have financial consequences.
Hopefully, your injuries are not too bad. If so, the financial consequences will also be less.
However, one visit to the Emergency or a period of reduced or no income because you are unable to work, and your financial loss quickly adds up.
If your recovery takes longer, your medical expenses, care costs, costs home help , and costs for assistance in and around your home increase. If your employer doesn't pay you in full, you'll also experience a loss of income.
Of course, so soon after an accident, you're not thinking about costs, damage to your income, or compensation. But you will eventually notice the financial consequences of your accident.
Even if you are not (yet) ready for it and you think that it will all be fine, you should still consider contacting a specialist personal injury agency fairly quickly after a bicycle accident with injuries.
It never hurts to ask for advice. Feel free to contact us. We'll discuss your practical, financial, and legal challenges and any concerns you may have.
After receiving our advice, you certainly don't have to contact us right away. But at least you'll know where you stand and that we're ready to assist you if needed.
By the way, our specialized assistance is completely free of charge for you. Because our costs must also be reimbursed by the other party, separately from your own compensation. This is legally stipulated.
Compensation after a bicycle accident with injuries
After a bicycle accident with injuries, your compensation may include:
- concrete additional costs
- reimbursements for assistance and informal care
- unnecessary costs
- loss of income
- damage in the area of study and study delays
- non-pecuniary damages and compensation for pain and suffering
- legal costs (read: our fee).
Concrete additional costs, reimbursements for assistance and informal care
- damage to your bicycle, clothing and other personal belongings
- costs associated with a visit to the Emergency Room
- costs associated with a hospital stay
- travel expenses of your family or other loved ones in connection with hospital visits
- own transportation costs in connection with medical treatments, etc.
- deductible of your health insurance
- costs of non-fully reimbursed medical treatments (e.g. physiotherapy)
- personal contributions for medical treatments and medication
- cost of resources
- costs of domestic help and other family assistance
- compensation for help from relatives (informal care)
- garden maintenance costs
- maintenance costs in and on your home and
- all other costs related to your bicycle accident.
Useless expenses
Were expenses incurred before the accident that are of no use to you after the accident? These are referred to as “useless expenses”.
Although liable insurers sometimes struggle with this type of damage, fall under personal injury. Examples include:
- already paid contributions for your sports activities, gym, dance lessons or other paid hobbies and activities
- tickets already purchased for sports matches, theater, cinema or other entertainment venues
- the ongoing rental of services or items that you cannot use
- already booked and paid holidays that you can no longer cancel without costs
Loss of income
- your employer only pays you 70%
- you work through a temporary employment agency and are immediately subject to the Sickness Benefits Act with only 70% of your salary
- you work on a zero-hours contract and are no longer called up and paid
- you work on an on-call contract and are no longer called up (extra)
- you have an annual contract that is not being extended
- you are dismissed during your probationary period
- you miss your overtime, irregular hours allowance or extra scheduled working days
- you are missing profit sharing, a bonus, a royalty or other gratifications
- you are missing time-for-time build-up
- and all other financial consequences of disability
Damage in the area of study and study delay
- Due to study delays , you have to repeat (part of) an academic year, with all the additional costs that entails.
- Due to a study delay, you will enter the job market (part of) a year later and will therefore only start earning a salary a year later.
Pain and suffering compensation
After a bicycle accident resulting in injury, you are always entitled to pain and suffering compensation (non-material damages).
Pain and suffering compensation is compensation for loss of enjoyment of life, both past and future. It serves to financially compensate for all psychological consequences of your injury.
Legal costs
The law states that you are entitled to reimbursement of your legal costs (read: our costs).
These costs must also be reimbursed by your counterparty, separately from your own compensation.
This allows you to appoint an advocate yourself, free of charge. Someone who is there solely for you. To assist you and to represent your legal and financial interests.
Only by engaging a specialized advocate will you avoid the risk of your opponent taking positions that are disadvantageous to you, without you realizing it. Pretty safe, right?
Determining damage items one by one
All the mentioned “damage items” must be determined one by one throughout the entire personal injury claim process. Moreover, it is possible that your opposing party has a very different view of these damage items than you do.
We know from experience that assessing personal injury damages is complex. The "average personal injury victim" simply can't do it themselves, especially if your injury is more severe and the financial consequences are greater.
Therefore, we always advise legal assistance . Even if you think that your injuries and financial damage are not too serious.
Only then can you be sure that you will receive what you are entitled to, namely maximum compensation.
Claiming damages for a bicycle accident and personal injury is not "claiming behavior"
If you have suffered personal injury in a bicycle accident, you may not always consider claiming damages for your injury.
While understandable, Dutch law explicitly allows you to recover damages for your injuries after a bicycle accident from the liable party. This is almost always an insurance company, so your counterparty doesn't have to pay your compensation themselves.
In other words: a bicycle accident and personal injury is simply “insurance work”. In today’s world, personal injury is also easily incurred following a bicycle accident. Think, for example, of extra costs or loss of income and loss of enjoyment of life (pain and suffering).
One visit to the hospital emergency room, ambulance transport, or physiotherapy, and you're already facing your deductible on your health insurance. Some medical expenses aren't covered at all, especially if you only have basic health insurance.
It is not inconceivable that you sustain personal injuries after a bicycle accident that affect your daily life for an extended period. You may become incapacitated for work, meaning you are unable to work. This can have a substantial impact on your income . It is precisely then that it is important to have your income restored as quickly as possible to the level you were accustomed to.
When considering compensation, you can also think of various other additional costs you have to incur due to your injury and the bicycle accident, such as travel expenses, costs for domestic help, and costs for nursing care or medication. Furthermore, for “loss of enjoyment of life,” you are always entitled to compensation for pain and suffering (non-material damages).
Claiming personal injury damages from a cycling accident isn't unusual, and it's not "claiming behavior." As a cyclist, you're entitled to compensation. This is stipulated in the law, and every motorist pays a premium for it.
Especially in these times, it can be important to you to receive compensation for your bicycle accident and personal injury. This way, you don't have to worry financially and can work on your recovery in peace.
The law also states that, as a cyclist, you are also entitled to legal assistance free of charge. So, if you ask us to help you with your compensation, it is entirely FREE.
After a bicycle accident and personal injury, always seek advice. It's completely free and without obligation. You'll immediately learn about your rights and what's best for you. You can then decide for yourself what to do with our advice.
Compensation for bicycle accidents and personal injury, even if the driver is at fault
As a cyclist, you're almost always entitled to compensation for your injuries after a cycling accident, even if you believe the accident was your own fault. Here's how it works:
- A cyclist under the age of 14 is always entitled to full compensation (i.e. 100%) after a bicycle accident.
- If a cyclist is older than 14, they will almost always receive at least 50% compensation for their personal injury damages, even if the cyclist is at fault for the accident.
- And if you are indeed (also) at fault for causing the bicycle accident, you may still receive 100% compensation for your injuries. However, this depends on several specific factors.
Bicycle accident and personal injury: how much liability?
As a cyclist, you simply don't know what you're entitled to after a cycling accident. But even if you do know, the liable insurer may have a completely different opinion.
Because determining the amount of your personal injury compensation after a bicycle accident is largely "intertwined with the facts." It involves the legal interpretation of the actual course of events.
This can be a difficult matter for you, if only because you cannot actually know whether an insurer's (negative position) regarding your bicycle accident and personal injury is correct or not.
The table below provides a schematic representation of the above. You'll see that as a cyclist, you're almost always entitled to (partial) compensation for your injuries sustained in a cycling accident.
Even if the bicycle accident and personal injury were your own fault, at least 50% of your personal injury damages will always be reimbursed.
No compensation for bicycle accidents and personal injury in the event of force majeure
Only in very rare cases will you, as a cyclist, receive no compensation at all (0%) for your injuries from a cycling accident. This is the case of so-called "force majeure" on the part of the motorist.
If there is "force majeure" in a bicycle accident and personal injury, the motor vehicle "cannot legally be held at fault in any way," as legally defined.
In plain English, it boils down to this: The motor vehicle driver cannot be held responsible for any fault whatsoever, not even theoretically, regarding his driving style. Therefore, there must be absolutely nothing wrong with his driving, or in other words, he must have driven "spotlessly.".
In practice, this almost never happens, and a cyclist will almost always receive at least 50%, and often even more, compensation for his or her injuries resulting from a bicycle accident, even if it was their own fault.
But a liable insurer often wants you to believe otherwise. In other words: an insurer will often unconsciously and for economic reasons "try" first.
Schedule when and how much liability
Below you will find a schematic overview showing in which situations you are entitled to compensation after a bicycle accident and to what percentage.
| cyclist |
car | motorcycle | moped | scooter |
your compensation for personal injury |
| not wrong |
well wrong |
100% |
| well wrong |
well wrong |
50% – 100% |
| well wrong |
not wrong |
0% in case of force majeure |
| well wrong |
not wrong |
50% – 100% in all other cases |
| younger than 14 years |
yes wrong | not wrong |
always 100% |
Bicycle accident and personal injury: always contact a personal injury agency!
Determining liability and personal injury damages after a bicycle accident is a legally complicated and sometimes emotionally taxing process.
That's precisely why it's so important to always consult a personal injury specialist if you've suffered injuries after a bicycle accident. Especially if you know it won't cost you anything.
We're happy to help you claim your personal injury damages. We specialize in representing victims of bicycle accidents like no other.
We'll recover your personal injury damages quickly and efficiently. We'll work with you to ensure you receive fair compensation for your injuries. And it won't cost you a thing.
You can work on your recovery and we will take care of the rest.
Van der Toorn Personenschade is the leading personal injury firm in the Netherlands and is happy to help you, and do so well. Promised!
In the event of a bicycle accident and personal injury, always ask for a free consultation. It's free, and you'll know immediately where you stand.
Legal assistance for you 100% free of charge
for you as a cyclist always completely free of charge.
The law stipulates that a liable party is also responsible for your legal costs (i.e., our fees). This is stipulated in Article 6:96 of the Dutch Civil Code.
Our costs are therefore considered a separate component of your total personal injury claim. In practice, this means we send our invoice directly to the liable insurer. They are also required to settle our invoice directly with us. And if the liable party doesn't (fully) do so? Don't worry, because that's our business risk, not yours.
This way, our assistance with bicycle accidents and personal injury claims is completely free of charge. In fact, you won't even see our invoice, and you don't have to pay it upfront. You'll receive full compensation for your personal injury, and the other party will also pay our costs separately. This is separate from your own compensation claim!
Clarity and a cost guarantee from the very first contact
is uniquely Van der Toorn positioned to assess your legal prospects and the amount of compensation you may receive during our first contact, based purely on your own story.
Do we believe you have a good chance of receiving compensation after a bicycle accident? We'll let you know immediately, and before we even begin working for you, we'll provide you with a clear, written cost guarantee.
This cost guarantee states that if liability is not or only partially acknowledged, or if our costs are not (fully) reimbursed for other reasons, you will not receive an invoice from us. Because free is free!
whether you are eligible for compensation and free legal assistance for personal injury following a bicycle accident during our first contact – which is completely without obligation and free of charge. You will then know exactly where you stand right away. Simple and effective!
Do you need advice on personal injury?
Bicycle accident and compensation. Have you sustained injuries as a cyclist in a bicycle accident and need advice? Feel free to contact us.
You can do this via WhatsApp, phone, email, or the form on the website. Whatever works best for you.
We'll provide you with honest and expert advice, without any obligation. You decide what to do with it.
Bicycle accident and compensation? You've come to the right place!
